NIRA Personal Loan

  • Description

    NIRA is an Indian consumer finance business that offers small loans to low-income salaried individuals. The loan will be similar to a Credit Card where there is a pre-set limit which you can utilise the way you desire.

    Features

    ✔️ 100% digital & paperless process

    ✔️ loan up to Rs.5000 to 100000

    ✔️ Quick loan disbursal

    ✔️ Low interest

    ✔️ Flexible repayment tenure

    Target Audience

    ✔️ Age: Between 18 - 45 Years

    ✔️ Employment type - Salaried Individual

    ✔️ Minimum Salary - Rs.11,000

    ✔️ CIBIL Score - 681+

    Documents required

    ✔️ Aadhar Card

    ✔️ PAN Card

    ✔️ Bank Statements (Last 3 Months)

    ✔️ 3 months of Salary Slip

    ✔️ 3 months of Salary Bank account statement

    ✔️ Self Employed - 3 months of Bank statement if provided as a personal account but if Current Account statement is provided then we need some business proof as well like GST certificate, Shop Lic. etc. 

    Fees & Charges

    ✔️ Processing fees - On an average 750/-

    ✔️Foreclosure charges - On an average 3%  of outstanding loan amount (after 3 month no foreclosure charge)

NIRA Personal Loan

  • Description

    NIRA is an Indian consumer finance business that offers small loans to low-income salaried individuals. The loan will be similar to a Credit Card where there is a pre-set limit which you can utilise the way you desire.

    Features

    ✔️ 100% digital & paperless process

    ✔️ loan up to Rs.5000 to 100000

    ✔️ Quick loan disbursal

    ✔️ Low interest

    ✔️ Flexible repayment tenure

    Target Audience

    ✔️ Age: Between 18 - 45 Years

    ✔️ Employment type - Salaried Individual

    ✔️ Minimum Salary - Rs.11,000

    ✔️ CIBIL Score - 681+

    Documents required

    ✔️ Aadhar Card

    ✔️ PAN Card

    ✔️ Bank Statements (Last 3 Months)

    ✔️ 3 months of Salary Slip

    ✔️ 3 months of Salary Bank account statement

    ✔️ Self Employed - 3 months of Bank statement if provided as a personal account but if Current Account statement is provided then we need some business proof as well like GST certificate, Shop Lic. etc. 

    Fees & Charges

    ✔️ Processing fees - On an average 750/-

    ✔️Foreclosure charges - On an average 3%  of outstanding loan amount (after 3 month no foreclosure charge)