

NIRA Personal Loan
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Description
NIRA is an Indian consumer finance business that offers small loans to low-income salaried individuals. The loan will be similar to a Credit Card where there is a pre-set limit which you can utilise the way you desire.
Features
✔️ 100% digital & paperless process
✔️ loan up to Rs.5000 to 100000
✔️ Quick loan disbursal
✔️ Low interest
✔️ Flexible repayment tenureTarget Audience
✔️ Age: Between 18 - 45 Years
✔️ Employment type - Salaried Individual
✔️ Minimum Salary - Rs.11,000
✔️ CIBIL Score - 681+Documents required
✔️ Aadhar Card
✔️ PAN Card
✔️ Bank Statements (Last 3 Months)
✔️ 3 months of Salary Slip
✔️ 3 months of Salary Bank account statement
✔️ Self Employed - 3 months of Bank statement if provided as a personal account but if Current Account statement is provided then we need some business proof as well like GST certificate, Shop Lic. etc.Fees & Charges
✔️ Processing fees - On an average 750/-
✔️Foreclosure charges - On an average 3% of outstanding loan amount (after 3 month no foreclosure charge)
NIRA Personal Loan
-
Description
NIRA is an Indian consumer finance business that offers small loans to low-income salaried individuals. The loan will be similar to a Credit Card where there is a pre-set limit which you can utilise the way you desire.
Features
✔️ 100% digital & paperless process
✔️ loan up to Rs.5000 to 100000
✔️ Quick loan disbursal
✔️ Low interest
✔️ Flexible repayment tenureTarget Audience
✔️ Age: Between 18 - 45 Years
✔️ Employment type - Salaried Individual
✔️ Minimum Salary - Rs.11,000
✔️ CIBIL Score - 681+Documents required
✔️ Aadhar Card
✔️ PAN Card
✔️ Bank Statements (Last 3 Months)
✔️ 3 months of Salary Slip
✔️ 3 months of Salary Bank account statement
✔️ Self Employed - 3 months of Bank statement if provided as a personal account but if Current Account statement is provided then we need some business proof as well like GST certificate, Shop Lic. etc.Fees & Charges
✔️ Processing fees - On an average 750/-
✔️Foreclosure charges - On an average 3% of outstanding loan amount (after 3 month no foreclosure charge)